How and where is it profitable to take out a loan online on a card around the clock?
You can get an online loan on your card 24 hours a day from some microfinance organizations (MFOs). This service may be needed if you suddenly need money urgently during non-working hours or on a weekend, and there is no way to wait.
Why can’t a bank get a loan online on a card 24 hours a day?
When you hear the word “loan,” many people immediately think of a bank. If we are talking about a mortgage, a car loan or a loan for a large amount for any other purpose, yes, a bank loan is the only correct solution.
But if we are talking about an urgent loan, and even around the clock, then you won’t be able to contact the bank for two reasons:
- Even urgent bank loans take a few hours at best. Moreover, only regular customers can receive money on the card. If you have not taken out a loan from this bank before, and are not its salary client, and do not keep a deposit here, you will definitely have to spend time visiting the branch.
- Bank branch opening hours are weekdays only. Only in big cities there are bank branches that are open at night and on weekends. There are very few such branches, meaning it can take a long time to get to the nearest one. In addition, you can only submit a loan application with them – the bank will definitely not give you money at night or on a weekend.
It turns out that banks are only good for large loans that can wait.
Where to get a loan online on a card around the clock, even at night
In addition to banks, microfinance organizations also provide loans to the population. If you need an urgent online loan after hours or on weekends, this is where you should turn because:
- MFOs have a very low refusal rate (in fact, they can only refuse for a very good reason);
- in MFOs, the entire procedure – from choosing a company to receiving money – literally takes up to 1 hour;
- There are microfinance organizations that work 24 hours a day, seven days a week – that is, you can actually get money from them even on Sunday at 5 am, or on Wednesday at 11 pm.
Unlike banks, MFOs issue money for short periods (up to 1 month on average) and in small amounts (usually up to 10-20 thousand hryvnia, but for regular clients the limits may increase slightly).
If you don’t know which microfinance organization is best to contact, use the Bank-ua comparison service. Through it, you can choose the most advantageous offer in a few minutes and immediately go to the website to submit an application.
In what situation can you get a loan online on a card around the clock?
Usually we try to plan our budget. But there are also emergency situations that cannot be predicted. In a good way, in such a case it is worth having separate savings that are kept separately from the family budget. But if suddenly there are not enough of them, or they are not there, then the issue will have to be resolved only with a loan.
Here are a few examples of situations where a quick online loan on a card can help you out around the clock.
- health problems arise (for example, a bad tooth) at night, and only private clinics with paid admission work;
- I urgently need to buy some medicine;
- plans arose for the early morning;
- I wanted to relax (go somewhere, or order something tasty to be delivered home).
There are a lot of reasons why you might urgently need money on a weekend or at night. If suddenly such a situation arises, remember: it is easier to solve it by taking out a loan online on any card around the clock using the Bank-ua service.
How to get a loan online on a card around the clock?
Taking out an online loan on a card around the clock from a microfinance organization is the best choice for solving pressing issues. They have a number of advantages over banks, although they provide significantly smaller amounts for short periods.
To get a loan online on your card around the clock, you need to take the following steps:
- determine the required amount and the period within which the borrower has the opportunity to repay it. A practical option is to use an online calculator on the website of the creditor company;
- select the optimal conditions of a microfinance organization using a comparison service;
- click on apply for a loan and go to the MFO website, read the terms and conditions;
- submit a loan application in accordance with the requirements of the institution. Enter reliable information, identification data, phone number, active card and other necessary items to quickly receive a loan and have it automatically confirmed. Errors when filling out the form may result in refusal;
- Wait for confirmation from the organization and crediting of funds for the loan to the card online around the clock.
Online loan on a card in Ukraine around the clock: requirements for the borrower
An online loan in Ukraine on a card around the clock from an MFO has an advantage over a banking institution – loyal requirements for the borrower.
You can apply for a loan online on a card around the clock:
- at least some adult citizen of Ukraine. The upper age limit is set by specific organizations – in most up to 70 years;
- The sphere of activity of the individual is not important. The unemployed, students and pensioners, mothers on maternity leave, and those working unofficially can take out a loan on a card online around the clock;
- among the documents they require passport data and identification code. No proof of income or employment is required, which is always required by large banks. But at the same time, the borrower must independently calculate his financial capabilities to repay the debt on time and avoid the accrual of penalties.
What are the advantages of an online loan on a card around the clock?
Among the advantages of taking out a loan online around the clock:
- saving time. There is no need to spend a day visiting the bank, queuing, long registration and waiting for loan approval. Several visits, additional documents and certificates may be required.
- comfort. You can get money without leaving your home. Any day and time of day. All MFOs are collected on the Bank-ua website, you can compare using filters and select the best offers;
- minimum package of documents. Financial institutions only require a passport and identification code. Without income certificate and other documents. Such loans are available to everyone, students, pensioners, mothers on maternity leave, and the unemployed.
Where and for how long can you get a loan on a Ukrainian card around the clock?
An automatic online loan to a card around the clock from microfinance organizations does not depend on your registration in your passport. You can get it in any city, except for the temporarily occupied territories of Ukraine. Regardless of whether it is Kyiv, Kharkov, Odessa, Lviv or small towns, a loan is possible both when applying to the stationary offices of a microfinance organization, and online 24/7, without leaving your home. Only Internet access is required.
First online loan to card 500 UAH. 24/7 is available for a few weeks or a month. A small amount for a short period of time is available at the first application. But large amounts for 365 days are provided upon repeated customer requests.
Information about our partners
| MFO | Contacts | Legal information |
| CCloan | Telephone: 0 800 750 027 38 097 583-11-77 38 093 583-11-77 38 044 222-77-33 E-mail: help@ccloan.com.ua Work schedule: around the clock | Address: Ukraine 01024, Kyiv, str. Basina, building 6 Legal name: TOV “SS Lone” EDRPOU 40071779 License of the National Financial Service Commission: No. 1127 dated April 13, 2017. Director: Natalya Valentynivna Klevakina |
| in Milo | Telephone: 38 (044) 337 36 67 E-mail: info@miloan.ua Work schedule: Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m | Address: Kyiv, Baggovutivska, building 17-21 Legal name: LLC “Miloan” EDRPOU 40484607 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Vynychenko Oleksiy Vitaliyovych |
| Moneyveo | Telephone: 0 800 21 9393 E-mail: support@moneyveo.ua Work schedule: around the clock | Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor Legal name: OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Andronikova Olena Oleksandrivna |
| Alexcredit | Telephone: 38 (099) 618 64 64 38 (097) 618 64 64 38 (093) 618 64 64 E-mail: mail@alexcredit.com.ua Work schedule: Loans are issued around the clock Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m. Sat and Sun from 10:00 to 20:00. | Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A Legal name: LLC “ALEKSKREDIT” EDRPOU 41346335 License of the National Financial Service Commission: No. 3549 dated August 17, 2017 Director: Egorov Vadim Petrovych |
| MyCredit | Telephone: 073 369 41 11 067 369 41 11 050 369 41 11 0 800 214 111 E-mail: support@mycredit.ua Work schedule: around the clock | Address: 01010, Kyiv, square Arsenalna, 1-B Legal name: LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Stenzya Dmytro Vitaliyovych |
| CreditKasa | Telephone: 38 044 333 52 22 38 067 373 37 57 38 099 373 37 57 38 063 373 37 57 E-mail: info@creditkasa.ua Work schedule: weekdays from 8:00 a.m. to 9:00 p.m weekends and holidays: from 10:00 to 20:00 | Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407 Legal name: LLC “UKR CREDIT FINANCE” EDRPOU 38548598 License of the National Financial Service Commission: No. 2401 dated 06/08/2017 Director: Maria Mykolaivna Hayvoronska |
| CreditPlus | Telephone: 0 (800) 753-363 E-mail: info@creditplus.ua Work schedule: Issuance of loans around the clock Support service hours: Mon-Fri: 8:00 a.m. to 11:00 p.m Sat-Sun: from 9:00 to 21:00 | Address: 03062, Kyiv, Prospekt Peremogy 90-A Legal name: LLC “Aventus UKRAINE” EDRPOU 41078230 License of the National Financial Service Commission: No. 756 dated 03/28/2017 Director: Volodymyr Viktorovych Dovhal |
| Goufingou | Telephone: 38 (044) 390 30 31 E-mail: info@gofingo.com.ua | Address: 04071, Kyiv, Horiva St., 1A Legal name: LLC “GOUFINGOU” EDRPOU 42059219 License of the National Financial Service Commission: No. 876 dated 06/07/2018 Director: Ivashchenko Iryna Viktorivna |
| Fast Money | Telephone: 0 800 50 10 20 E-mail: info@sgroshi.com | Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833 License of the National Financial Service Commission: No. 438 dated February 28, 2017 Director: Oleksandr Volodymyrovych Kholod |
| There is money | Telephone: 0 800 300 330 Email: info@e-groshi.com Work schedule: around the clock | Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211 Legal name: LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861 License of the National Financial Service Commission: No. 1968 dated 08.10.2019 Director: Koretskaya Iryna Serhiivna |
| Your Cash | Telephone: 0800 202 404 E-mail: zayavka@limefin.com Work schedule: from 8:00 a.m. to 10:00 p.m. without days off | Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7 Legal name: LLC Lime Capital EDRPOU 41885310 License of the National Financial Service Commission: No. 793 dated May 7, 2019 Director: Galina Volodymyrivna Lebedeva |
| Wallet | Telephone: +38 (044) 334 44 20 E-mail: info@koshelok.net | Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A Legal name: LLC “KOSHELOK” EDRPOU 40842831 License of the National Financial Service Commission: No. 432 dated 28.02.2017 Director: Serhiy Serhiyovych Krylov |
| CashBerry | Telephone: 0 800 600 770 E-mail: info@cashberry.com.ua Work schedule: Monday – Friday: 08:00 – 20:00 Sat – Mon: 09:00 – 18:00 | Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103 Legal name: LLC “Financial company Invest Finance” EDRPOU 40284315 License of the National Financial Service Commission: No. 1680 dated 05/16/2017 Director: Kupriyanov Maksym Serhiyovych |
| Credit7 | Telephone: 0 800 33 07 33 E-mail: info@credit7.ua Work schedule: Mon-Fri: from 9:00 a.m. to 9:00 p.m Sat-Sun: from 9:00 to 19:00 | Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318 Legal name: LLC “LINEURA UKRAINE” EDRPOU 42753492 License of the National Financial Service Commission: FC certificate No. 1177 dated 03/19/2019 Director: Shchenichny Andriy Ivanovych |
| Forzacredit | Telephone: 0800300770 Work schedule: around the clock 24/7 | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| KF.UA | Telephone: 0 800 30 08 83 Work schedule: around the clock | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| Money4you | Telephone: 0 800 330 024 E-mail: info@money4you.com.ua Work schedule: Mon-Fri: 09:00-20:00 Sat-Wed: 10:00-20:00 | Address: 03150 Kyiv, Kazimyra Malevicha, building 87 Legal name: LLC “Manifo” EDRPOU 42848369 License of the National Financial Service Commission: No. 1198 dated 05/07/2019 Director: Oleg Vasylovich Kuzminov |
| SOS Credit | Telephone: (044) 36 36 767 0 (800) 211 767 E-mail: support@sos-credit.com.ua Work schedule: from 9:00 to 18:00 (weekdays) | Address: 23, Pochaynynska, Kyiv, 04070 Legal name: LLC “SOS KREDIT” EDRPOU 39487128 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Timofeev Yaroslav Andreyovych |