You can get an online card loan urgently at almost any microfinance organization (MFI) of Ukraine. A minimum package of personal identification data is required from the client and the absence of an open credit in the MFI to which he applies.
Where can you get a credit card online urgently?
When a person urgently needs to borrow money, but does not want to turn to relatives and friends – there are 2 options:
- Bank. Specializes mainly in large long-term loans. But in recent years, banks have begun to introduce microcredit services – you can issue short-term loans from some companies.
- MFI Companies whose main and only service is term microloans.
It is better to apply for term loans in microfinance organizations, which were originally created for the purpose of term microloans on favorable terms. One of the significant advantages of MFIs is low requirements for the client.
If the bank requires a certificate of income, the presence of at least a neutral credit history and sometimes a guarantor, then the requirements are less for MFIs. Only passport data and personal identification number are required, and only sometimes a mobile phone contact number is required.
Microfinance organizations issue term loans not only online, but also in cash. In particular, there is a service of sending cash by courier to the client’s home (but in some MFIs this is a paid service).
The Bank-ua portal will provide an urgent answer to the question of where to get a credit card online. Here you can view all loan offers from different MFIs of Ukraine and choose the most profitable option.
In what situations can you urgently need a card loan online?
It’s good when everything in life goes according to plan, and the family budget converges without a hitch. But sometimes situations can arise that cannot be planned in any way. In the best case, you will have funds for their quick solution. If not, the easiest way to solve the problem is to apply for an urgent loan.
Such a need may arise if:
- you have broken household appliances, without which it is more difficult for a modern person to live (washing machine, refrigerator, modem, hair dryer, microwave);
- your mobile phone/tablet/computer is broken/lost, and you urgently need to buy a new one (or repair a broken one);
- winter came early, and it quickly got cold outside – and you planned to buy a jacket for 2-3 weeks later, and now there is no money in the budget for it;
- a solemn event is ahead, and you need to buy a gift (or organize a celebration);
- there are health problems that are better treated in a private clinic;
- the car needs repair or replacement of consumables.
Any of the situations listed above requires an immediate solution. And the sooner you solve the problem, the better.
How to get online card loans urgently
The process of obtaining an online loan for a bank card urgently is quite simple, but still you should pay attention to the details and follow the correct sequence of actions:
- Choose the best conditions and interest rate from the MFI on the Bank-ua loan comparison website;
- Decide on the amount and optimal terms for repaying the debt. The comfortable payment in most microfinance organizations can be calculated using a loan calculator. The service helps to understand the total amount of payments, the final date of closing the loan and how much interest will have to be paid;
- Profile registration or login using a phone number code;
- It is urgent to fill out an application for an online card loan. These are usually standard data: personal information, passport details and identification code. It is often indicated on the institutions’ websites that the received personal data will not be transferred to third parties, but will be used only to confirm the truthfulness of the borrower’s identity;
- Card verification. You can use any type of bank card: salary card, credit card, for social benefits, etc. It is important that the account is in a banking institution of Ukraine and for a citizen of the country.
- Signing the contract. Terms and conditions will be sent to e-mail. You should familiarize yourself with each point – this is the key to avoiding problems and unforeseen charges. After it is signed and sent to the MFI, the money is credited to the card in a few minutes.
Urgent online card loan: advantages of choosing credit
Choosing the option of an urgent online loan on a card has many advantages for the borrower. It is clear that the main plus is the fastest possible loan processing. In general, verified MFIs with a good rating on the market offer a time of about 15-20 minutes before funds are received on a bank card. Among the advantages should also be highlighted:
- prompt processing of information and interaction with the client. Most applications are processed automatically. No matter what time the request is sent, the answer will be quick. This is especially important in critical situations, when it is not possible to wait for a transfer for a long time and collect entire packages of documents and certificates;
- online loan processing. Without the need to visit the financial institution in person. This saves time and makes it possible to get a loan in any locality. It is especially relevant in the turbulent period of the pandemic and martial law;
- there is a high probability of receiving a favorable response. Microfinance organizations do not require proof of income, rarely pay attention to credit history. Therefore, there is a chance to get an urgent card loan in 9 out of 10 applications. These can be pensioners, students, housewives, unemployed and other vulnerable population groups.
Why is it easier to get a card loan online urgently at an MFI?
Microfinance organizations are ideal for term lending because they were created specifically to provide such services. Here you can get a loan within 30-60 minutes without providing a certificate of income.
Banks are always more attentive to each borrower. Urgent (quick) loan can only be obtained by a permanent client of the bank who has already submitted all the necessary documents and who has already been verified by the bank. If you are a new customer, it is unlikely that you will be able to get an urgent credit card from the bank. Moreover, it will not be issued on a card – you need to visit the branch in person (which means you have to spend even more time).
Therefore, if it is a matter of urgency, then there is only one option: only the MFI. On Bank-ua, you can easily compare offers from dozens of Ukrainian microfinance organizations. In just a few minutes, you will be able to find the most favorable credit terms.
Information about our partners
MFO | Contacts | Legal information |
CCloan | Telephone: 0 800 750 027 38 097 583-11-77 38 093 583-11-77 38 044 222-77-33 E-mail: help@ccloan.com.ua Work schedule: around the clock | Address: Ukraine 01024, Kyiv, st. Basina, building 6 Legal name: TOV “SS Lone” EDRPOU 40071779 License of the National Financial Service Commission: No. 1127 dated 04/13/2017. Director: Natalya Valentynivna Klevakina |
Miloan | Telephone: 38 (044) 337 36 67 E-mail: info@miloan.ua Work schedule: Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m | Address: Kyiv, Baggovutivska, building 17-21 Legal name: LLC “Miloan” EDRPOU 40484607 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Vynychenko Oleksiy Vitaliyovych |
Moneyveo | Telephone: 0 800 21 9393 E-mail: support@moneyveo.ua Work schedule: around the clock | Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor Legal name: OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Andronikova Olena Oleksandrivna |
Alexcredit | Telephone: 38 (099) 618 64 64 38 (097) 618 64 64 38 (093) 618 64 64 E-mail: mail@alexcredit.com.ua Work schedule: Loans are issued around the clock Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m. Sat and Sun from 10:00 to 20:00. | Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A Legal name: LLC “ALEKSKREDIT” EDRPOU 41346335 License of the National Financial Service Commission: No. 3549 dated August 17, 2017 Director: Egorov Vadim Petrovych |
MyCredit | Telephone: 073 369 41 11 067 369 41 11 050 369 41 11 0 800 214 111 E-mail: support@mycredit.ua Work schedule: around the clock | Address: 01010, Kyiv, square Arsenalna, 1-B Legal name: LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Stenzya Dmytro Vitaliyovych |
CreditKasa | Telephone: 38 044 333 52 22 38 067 373 37 57 38 099 373 37 57 38 063 373 37 57 E-mail: info@creditkasa.ua Work schedule: weekdays from 8:00 a.m. to 9:00 p.m weekends and holidays: from 10:00 to 20:00 | Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office 407 Legal name: LLC “UKR CREDIT FINANCE” EDRPOU 38548598 License of the National Financial Service Commission: No. 2401 dated 06/08/2017 Director: Maria Mykolaivna Hayvoronska |
CreditPlus | Telephone: 0 (800) 753-363 E-mail: info@creditplus.ua Work schedule: Issuance of loans around the clock Support service hours: Mon-Fri: from 8:00 a.m. to 11:00 p.m Sat-Sun: from 9:00 to 21:00 | Address: 03062, Kyiv, Prospekt Peremogy 90-A Legal name: LLC “Aventus UKRAINE” EDRPOU 41078230 License of the National Financial Service Commission: No. 756 dated 03/28/2017 Director: Volodymyr Viktorovych Dovhal |
Goufingou | Telephone: 38 (044) 390 30 31 E-mail: info@gofingo.com.ua | Address: 04071, Kyiv, Horiva St., 1A Legal name: LLC “GOUFINGOU” EDRPOU 42059219 License of the National Financial Service Commission: No. 876 dated 06/07/2018 Director: Ivashchenko Iryna Viktorivna |
ШвидкоГроші | Telephone: 0 800 50 10 20 E-mail: info@sgroshi.com | Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833 License of the National Financial Service Commission: No. 438 dated February 28, 2017 Director: Oleksandr Volodymyrovych Kholod |
Є-Гроші | Telephone: 0 800 300 330 Email: info@e-groshi.com Work schedule: around the clock | Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211 Legal name: LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861 License of the National Financial Service Commission: No. 1968 dated 08.10.2019 Director: Koretskaya Iryna Serhiivna |
Ваша Готівочка | Telephone: 0800 202 404 E-mail: zayavka@limefin.com Work schedule: from 8:00 a.m. to 10:00 p.m. without days off | Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7 Legal name: LLC Lime Capital EDRPOU 41885310 License of the National Financial Service Commission: No. 793 dated May 7, 2019 Director: Halyna Volodymyrivna Lebedeva |
Кошельок | Telephone: +38 (044) 334 44 20 E-mail: info@koshelok.net | Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A Legal name: LLC “KOSHELOK” EDRPOU 40842831 License of the National Financial Service Commission: No. 432 dated 28.02.2017 Director: Serhiy Serhiyovych Krylov |
CashBerry | Telephone: 0 800 600 770 E-mail: info@cashberry.com.ua Work schedule: Monday – Friday: 08:00 – 20:00 Sat – Mon: 09:00 – 18:00 | Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103 Legal name: LLC “Financial company Invest Finance” EDRPOU 40284315 License of the National Financial Service Commission: No. 1680 dated 05/16/2017 Director: Kupriyanov Maksym Serhiyovych |
Credit7 | Telephone: 0 800 33 07 33 E-mail: info@credit7.ua Work schedule: Mon-Fri: from 9:00 a.m. to 9:00 p.m Sat-Sun: from 9:00 to 19:00 | Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318 Legal name: LLC “LINEURA UKRAINE” EDRPOU 42753492 License of the National Financial Service Commission: FC certificate No. 1177 dated 03/19/2019 Director: Shchenichny Andriy Ivanovych |
Forzacredit | Telephone: 0800300770 Work schedule: around the clock 24/7 | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
KF.UA | Telephone: 0 800 30 08 83 Work schedule: around the clock | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
Money4you | Telephone: 0 800 330 024 E-mail: info@money4you.com.ua Work schedule: Mon-Fri: 09:00-20:00 Sat-Wed: 10:00-20:00 | Address: 03150 Kyiv, Kazimyra Malevicha, building 87 Legal name: LLC “Manifo” EDRPOU 42848369 License of the National Financial Service Commission: No. 1198 dated 05/07/2019 Director: Oleg Vasylovich Kuzminov |
SOS Credit | Telephone: (044) 36 36 767 0 (800) 211 767 E-mail: support@sos-credit.com.ua Work schedule: from 9:00 to 18:00 (weekdays) | Address: 23, Pochaynynska, Kyiv, 04070 Legal name: LLC “SOS KREDIT” EDRPOU 39487128 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Timofeev Yaroslav Andreyovych |