Where can I apply online for a loan and get a favorable loan? Previously (around 2010-2013), obtaining a loan required only a personal visit to a bank branch or microfinance organization. Now clients have another option: applying for a loan completely remotely, via the Internet. This service is in great demand when it comes to loans for small amounts and for a short period.
Why is an online loan application more convenient than getting a loan at a branch? With the advent of the Internet, many tasks that previously took a lot of time and required a lot of effort can be solved in a few clicks of the mouse, without leaving home.
Including lending services. Submitting an online loan application is more convenient for the following reasons:
the user can submit an application at any time of the day (even if the company is not working at the time of submission, it will be able to consider the application at the beginning of the working day); no need to adjust your schedule to get to the department; there is no need to waste time and energy on the way to the department and back (which can take more than an hour, not counting the queue). As a result, a person can save a lot of time and effort if he decides to apply for a loan online.
What is the difference between applying for a loan online at an MFO? Applying for a loan online is the optimal, quick solution when unexpected expenses arise or the need to cover basic needs for salary or social benefits. A small amount for a short period of time can change the situation, these are the conditions offered by microfinance organizations (MFOs).
Microfinance organizations are credit companies that carry out licensed activities regulated by law.
An online loan application from an MFO is distinguished by loyal requirements. The borrower must be an adult citizen of Ukraine, have a passport and identification code. This does not require a large package of documents, income certificates, searching for guarantors or property secured as collateral. Organizations allow you to apply for a loan online for any purpose: treatment, repairs, purchases, tuition, utilities, travel, etc.
Online loan applications are convenient; the services of credit companies make it possible to go through all stages of the application at home, without visiting the fixed points of the microfinance organization, only via the Internet. Organizations work 24/7, without holidays, weekends, or breaks. It doesn’t matter the borrower’s place of residence, the online loan application can be filled out from any locality in Ukraine. The restrictions apply to temporarily occupied territories.
An online application for a loan using a passport when you first apply to an MFO often has a number of advantageous offers. This is a reduction in the interest rate, or the first loan at 0 percent, the possibility of extending the loan with the payment of interest (debt extension) and other bonuses. Timely repayment of debt provides benefits for re-application: extension of terms and increase in amount.
A common question from borrowers: is it possible to apply for a loan online for people with bad credit history? If a bank’s online loan application is rejected, MFOs will be the best alternative, because they rarely take into account a person’s previous experience. If the consumer has a bad rating or current overdue bank loans or microloans, this can only affect the amount and interest rate. But successful cooperation allows you to improve an already damaged credit history of a person, because of which borrowers often receive refusals from banking institutions. Online loan application is available to everyone borrowers, including vulnerable social groups.
If you need money urgently and don’t have time for a long wait and approval, taking out a loan online will be the best solution. Registration takes little time. Some microfinance organizations manage to process requests automatically in 5 minutes (relevant for repeated requests when the person is already in the company’s database); in general, most organizations approve a microloan in 20-30 minutes.
How to submit an online loan application: step-by-step instructions The process of submitting an online application for a loan to an MFO looks like this:
The MFO with the most favorable conditions is selected. If you are a student, unemployed, retired, or have problems in your credit history, be sure to check whether the selected company works with these categories of clients and whether there are restrictions for them (by amount or repayment period). A high-quality photograph or scan of your passport and TIN is taken. On the main page of the selected MFO, the required amount and repayment period are indicated. In this case, you will immediately see how much money you will have to return, taking into account all interest. An account is registered. To do this, provide contact information – email and telephone. When logging into the created account, personal data is filled in and documents are attached. The bank card is confirmed. To do this, it should contain an amount of about 5 UAH. The card information must be entered into the form, after which 1-3 UAH will be blocked on the account, and an SMS with a code will be sent to your phone. The code must be entered into the form, after which the blocked amount will be unblocked (this may not happen immediately, but within one day). A loan agreement is sent to the post office, which contains all the conditions. You must read it and give your consent. After agreeing on the loan agreement, the transfer will be received on the card within a few minutes. You can repay your loan remotely (by transfer from your card).
List of companies where you can submit an online loan application Some microfinance organizations are ready to issue money only at the branch. However, there are fewer and fewer such companies left – it is more convenient for clients to apply through the website. Therefore, in Ukraine there are more than a dozen microfinance organizations to which you can submit an online loan application.
If you are planning to apply for a microloan and do not want to spend several hours searching and comparing conditions on your own, you can choose an option much faster at Bank-ua. Here you can find the best offer in a few minutes and immediately submit your application.
All microfinance organizations are represented on the Bank-ua online loan comparison service; they operate legally and have a license to operate. When choosing where to apply for a loan online, you should analyze the lender’s terms and conditions in detail and use an online calculator to calculate payments and interest. This will help you avoid unpleasant situations and repay the loan on time, having received a positive experience of an instant loan from an MFO.
Information about our partners MFO Contacts Legal information CCloan Telephone: 0 800 750 027
38 097 583-11-77
38 093 583-11-77
38 044 222-77-33
E-mail:
help@ccloan.com.ua
Work schedule:
around the clock
Address: Ukraine 01024, Kyiv, str. Basina, building 6
Legal name:
TOV “SS Lone” EDRPOU 40071779
License of the National Financial Service Commission:
No. 1127 dated April 13, 2017.
Director:
Natalya Valentynivna Klevakina
in Milo Telephone: 38 (044) 337 36 67
E-mail:
info@miloan.ua
Work schedule:
Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m
Address: Kyiv, Baggovutivska, building 17-21
Legal name:
LLC “Miloan” EDRPOU 40484607
License of the National Financial Service Commission:
No. 163 dated January 26, 2017
Director:
Vynychenko Oleksiy Vitaliyovych
Moneyveo Telephone: 0 800 21 9393
E-mail:
support@moneyveo.ua
Work schedule:
around the clock
Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor
Legal name:
OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246
License of the National Financial Service Commission:
No. 163 dated January 26, 2017
Director:
Andronikova Olena Oleksandrivna
Alexcredit Telephone: 38 (099) 618 64 64
38 (097) 618 64 64
38 (093) 618 64 64
E-mail:
mail@alexcredit.com.ua
Work schedule:
Loans are issued around the clock
Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m.
Sat and Sun from 10:00 to 20:00.
Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A
Legal name:
LLC “ALEKSKREDIT” EDRPOU 41346335
License of the National Financial Service Commission:
No. 3549 dated August 17, 2017
Director:
Egorov Vadim Petrovych
MyCredit Telephone: 073 369 41 11
067 369 41 11
050 369 41 11
0 800 214 111
E-mail:
support@mycredit.ua
Work schedule:
around the clock
Address: 01010, Kyiv, square Arsenalna, 1-B
Legal name:
LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924
License of the National Financial Service Commission:
No. 163 dated January 26, 2017
Director:
Stenzya Dmytro Vitaliyovych
CreditKasa Telephone: 38 044 333 52 22
38 067 373 37 57
38 099 373 37 57
38 063 373 37 57
E-mail:
info@creditkasa.ua
Work schedule:
weekdays from 8:00 a.m. to 9:00 p.m
weekends and holidays: from 10:00 to 20:00
Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407
Legal name:
LLC “UKR CREDIT FINANCE” EDRPOU 38548598
License of the National Financial Service Commission:
No. 2401 dated 06/08/2017
Director:
Maria Mykolaivna Hayvoronska
CreditPlus Telephone: 0 (800) 753-363
E-mail:
info@creditplus.ua
Work schedule:
Issuance of loans around the clock
Support service hours:
Mon-Fri: 8:00 a.m. to 11:00 p.m
Sat-Sun: from 9:00 to 21:00
Address: 03062, Kyiv, Prospekt Peremogy 90-A
Legal name:
LLC “Aventus UKRAINE” EDRPOU 41078230
License of the National Financial Service Commission:
No. 756 dated 03/28/2017
Director:
Volodymyr Viktorovych Dovhal
Goufingou Telephone: 38 (044) 390 30 31
E-mail:
info@gofingo.com.ua
Address: 04071, Kyiv, Horiva St., 1A
Legal name:
LLC “GOUFINGOU” EDRPOU 42059219
License of the National Financial Service Commission:
No. 876 dated 06/07/2018
Director:
Ivashchenko Iryna Viktorivna
Fast Money Telephone: 0 800 50 10 20
E-mail:
info@sgroshi.com
Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833
License of the National Financial Service Commission:
No. 438 dated February 28, 2017
Director:
Oleksandr Volodymyrovych Kholod
There is money Telephone: 0 800 300 330
Email: info@e-groshi.com
Work schedule:
around the clock
Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211
Legal name:
LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861
License of the National Financial Service Commission:
No. 1968 dated 08.10.2019
Director:
Koretskaya Iryna Serhiivna
Your Cash Telephone: 0800 202 404
E-mail:
zayavka@limefin.com
Work schedule:
from 8:00 a.m. to 10:00 p.m. without days off
Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7
Legal name:
LLC Lime Capital EDRPOU 41885310
License of the National Financial Service Commission:
No. 793 dated May 7, 2019
Director:
Galina Volodymyrivna Lebedeva
Wallet Telephone: +38 (044) 334 44 20
E-mail:
info@koshelok.net
Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A
Legal name:
LLC “KOSHELOK” EDRPOU 40842831
License of the National Financial Service Commission:
No. 432 dated 28.02.2017
Director:
Serhiy Serhiyovych Krylov
CashBerry Telephone: 0 800 600 770
E-mail:
info@cashberry.com.ua
Work schedule:
Monday – Friday: 08:00 – 20:00
Sat – Mon: 09:00 – 18:00
Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103
Legal name:
LLC “Financial company Invest Finance” EDRPOU 40284315
License of the National Financial Service Commission:
No. 1680 dated 05/16/2017
Director:
Kupriyanov Maksym Serhiyovych
Credit7 Telephone: 0 800 33 07 33
E-mail:
info@credit7.ua
Work schedule:
Mon-Fri: from 9:00 a.m. to 9:00 p.m
Sat-Sun: from 9:00 to 19:00
Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318
Legal name:
LLC “LINEURA UKRAINE” EDRPOU 42753492
License of the National Financial Service Commission:
FC certificate No. 1177 dated 03/19/2019
Director:
Shchenichny Andriy Ivanovych
Forzacredit Telephone: 0800300770
Work schedule:
around the clock 24/7
Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15
Legal name:
LLC “FC” FORZA “EDRPOU 41762679
License of the National Financial Service Commission:
No. 559 dated 04/13/2018
Director:
Natalia Chebanova
KF.UA Telephone: 0 800 30 08 83
Work schedule:
around the clock
Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15
Legal name:
LLC “FC” FORZA “EDRPOU 41762679
License of the National Financial Service Commission:
No. 559 dated 04/13/2018
Director:
Natalia Chebanova
Money4you Telephone: 0 800 330 024
E-mail:
info@money4you.com.ua
Work schedule:
Mon-Fri: 09:00-20:00
Sat-Wed: 10:00-20:00
Address: 03150 Kyiv, Kazimyra Malevicha, building 87
Legal name:
LLC “Manifo” EDRPOU 42848369
License of the National Financial Service Commission:
No. 1198 dated 05/07/2019
Director:
Oleg Vasylovich Kuzminov
SOS Credit Telephone: (044) 36 36 767
0 (800) 211 767
E-mail:
support@sos-credit.com.ua
Work schedule:
from 9:00 to 18:00 (weekdays)
Address: 23, Pochaynynska, Kyiv, 04070
Legal name:
LLC “SOS KREDIT” EDRPOU 39487128
License of the National Financial Service Commission:
No. 163 dated January 26, 2017
Director:
Timofeev Yaroslav Andreyovych
