How and where to get a loan online without photos?
If you’ve ever taken out a loan, you know that in order to receive money you need to provide all the basic information about yourself. They can then double-check it: for example, they can call your place of work and find out whether you really work there. The bank also requires the client to take a photo when he comes to the branch.
MFOs have much fewer requirements for clients. But photography is usually also needed.
Is it possible to get a loan without a photo from a bank?
No, not on any terms.
Banks now take photographs of almost all clients – borrowers, recipients of debit cards, and opening deposits.
This is done to enhance security: so that in the future a stranger cannot take money from the account using someone else’s documents. Or the borrower could not say that he did not take out the loan, but according to his documents, a fraudster did it.
When you go to the bank for money, or vice versa – to deposit money into your account – you will definitely be photographed.
Where can they issue a quick loan without a photo?
A loan without a photo can be obtained from some microfinance organizations. Not everyone – most companies have such a requirement, and it is mandatory. But there are also microfinance organizations that allow the client not to provide a photograph.
If you don’t want to waste time on your own and look for a company that issues microloans without photos, use the Bank-ua free comparison service. With its help, you can find a list of Ukrainian microfinance organizations and filter them according to relevant criteria.
Using Bank-ua will save you more than one hour, as well as more than one hundred hryvnia – since with its help you can find microfinance organizations with the most favorable conditions.
Tips on how to choose an MFO
Online loans without photos are offered by various microfinance organizations. How not to make a mistake and choose the best option? Each MFO strives to present its services favorably and stand out with its advantages. For maximum lending efficiency and transparency of conditions, we recommend paying attention to:
- lifespan of a financial institution. Optimal experience in providing loans is more than 6 months. You should look at customer reviews.
- interest rate. Often, in addition to the specified loan percentage, there are a number of additional fees.
- loan terms. Most institutions have a minimum period of one week. But the maximum is about a month. May increase after repeated contact and positive experience of cooperation. We recommend that you calculate your financial capabilities and select terms based on these calculations.
- Special offers. Many microfinance organizations attract clients with promotions and attractive offers. This is an online loan without photo documents at 0 percent and other attractive bonuses: approval of the next loan, discount for bringing a friend, etc.
- method of obtaining a loan. Most institutions offer to send funds to a bank card, while others give the opportunity to receive cash or transfer.
Who can get a loan without a photo?
Lending from MFOs is a service available to different categories of borrowers:
- students upon reaching adulthood;
- pensioners;
- unemployed and unofficially employed persons;
- people who do not have registration in their passport;
- persons who have received a refusal from a banking institution;
- debtors of other microfinance organizations;
- borrowers with bad credit history.
Does credit history affect getting online loans without a photo?
When the client’s credit history has a lot of arrears, contacting a microfinance organization would be the best solution. They rarely check the borrower’s previous loans and experience. But for the first contract only small amounts and short terms are offered.
Even when the credit history is bad, the number of refusals from microfinance organizations is minimal. And each subsequent application can improve your reputation with the Bureau and makes it possible to get a larger loan for a longer period.
Advantages of an online loan without a photo
Banks and microfinance organizations are trying to expand their customer base. Online services are the optimal solution for modern conditions. Such institutions offer remote services, without connections to offices or departments. Organizations work around the clock, and loan approval is automated.
An important advantage of turning to a new format – MFOs – is an online loan without a photo. The offerings greatly increase accessibility to a large number of people.
Online loan without photo full list of advantages:
- a large number of attractive conditions to choose from from various microfinance organizations;
- minimum restrictions and number of refusals;
- no need to indicate the purpose of the loan;
- the package of documents is just a passport and identification code.
Increasingly, borrowers choose microfinance organizations through a unified lending approach, options for receiving money without photos and additional documents, conditions and rates that are not affected by the client’s place of residence, age or income.
Particularly in demand are financial institutions that guarantee prompt processing of applications, which allows you to receive funds for urgent needs within 15-30 minutes.
Bank-ua is an online service that contains verified, well-known microfinance organizations with the best offers. You can compare them and choose the best conditions for your needs. If your credit history is damaged, you should pay attention to small amounts and short loan terms. This will not only allow you to get the loan you want, but also, if you repay the debt on time, you will be able to improve your credit history and receive larger amounts on subsequent applications.
How to get a microloan without a photo?
What the registration procedure looks like:
- We go to the online loan comparison service.
- In the online calculator on the main page, we select how much money we want to receive and for how long we want to take out the loan.
Below you will see a list of microfinance organizations with information about lending conditions. On the right there is a list of filters. From these, you can mark the options you are interested in (for example: issuance from 18 years of age, around the clock, unemployed, without certificates).
As a result, only those Ukrainian MFOs that are ready to issue microloans on the terms you specified will remain on the list. After that, all you have to do is select the most advantageous offer from the list and click the green “Submit Application” button to the right of it. After this, you will go to the MFO website, where you need to fill out an application for a loan.
Information about our partners
| MFO | Contacts | Legal information |
| CCloan | Telephone: 0 800 750 027 38 097 583-11-77 38 093 583-11-77 38 044 222-77-33 E-mail: help@ccloan.com.ua Work schedule: around the clock | Address: Ukraine 01024, Kyiv, str. Basina, building 6 Legal name: TOV “SS Lone” EDRPOU 40071779 License of the National Financial Service Commission: No. 1127 dated April 13, 2017. Director: Natalya Valentynivna Klevakina |
| in Milo | Telephone: 38 (044) 337 36 67 E-mail: info@miloan.ua Work schedule: Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m | Address: Kyiv, Baggovutivska, building 17-21 Legal name: LLC “Miloan” EDRPOU 40484607 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Vynychenko Oleksiy Vitaliyovych |
| Moneyveo | Telephone: 0 800 21 9393 E-mail: support@moneyveo.ua Work schedule: around the clock | Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor Legal name: OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Andronikova Olena Oleksandrivna |
| Alexcredit | Telephone: 38 (099) 618 64 64 38 (097) 618 64 64 38 (093) 618 64 64 E-mail: mail@alexcredit.com.ua Work schedule: Loans are issued around the clock Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m. Sat and Sun from 10:00 to 20:00. | Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A Legal name: LLC “ALEKSKREDIT” EDRPOU 41346335 License of the National Financial Service Commission: No. 3549 dated August 17, 2017 Director: Egorov Vadim Petrovych |
| MyCredit | Telephone: 073 369 41 11 067 369 41 11 050 369 41 11 0 800 214 111 E-mail: support@mycredit.ua Work schedule: around the clock | Address: 01010, Kyiv, square Arsenalna, 1-B Legal name: LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Stenzya Dmytro Vitaliyovych |
| CreditKasa | Telephone: 38 044 333 52 22 38 067 373 37 57 38 099 373 37 57 38 063 373 37 57 E-mail: info@creditkasa.ua Work schedule: weekdays from 8:00 a.m. to 9:00 p.m weekends and holidays: from 10:00 to 20:00 | Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407 Legal name: LLC “UKR CREDIT FINANCE” EDRPOU 38548598 License of the National Financial Service Commission: No. 2401 dated 06/08/2017 Director: Maria Mykolaivna Hayvoronska |
| CreditPlus | Telephone: 0 (800) 753-363 E-mail: info@creditplus.ua Work schedule: Issuance of loans around the clock Support service hours: Mon-Fri: 8:00 a.m. to 11:00 p.m Sat-Sun: from 9:00 to 21:00 | Address: 03062, Kyiv, Prospekt Peremogy 90-A Legal name: LLC “Aventus UKRAINE” EDRPOU 41078230 License of the National Financial Service Commission: No. 756 dated 03/28/2017 Director: Volodymyr Viktorovych Dovhal |
| Goufingou | Telephone: 38 (044) 390 30 31 E-mail: info@gofingo.com.ua | Address: 04071, Kyiv, Horiva St., 1A Legal name: LLC “GOUFINGOU” EDRPOU 42059219 License of the National Financial Service Commission: No. 876 dated 06/07/2018 Director: Ivashchenko Iryna Viktorivna |
| Fast Money | Telephone: 0 800 50 10 20 E-mail: info@sgroshi.com | Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833 License of the National Financial Service Commission: No. 438 dated February 28, 2017 Director: Oleksandr Volodymyrovych Kholod |
| There is money | Telephone: 0 800 300 330 Email: info@e-groshi.com Work schedule: around the clock | Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211 Legal name: LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861 License of the National Financial Service Commission: No. 1968 dated 08.10.2019 Director: Koretskaya Iryna Serhiivna |
| Your Cash | Telephone: 0800 202 404 E-mail: zayavka@limefin.com Work schedule: from 8:00 a.m. to 10:00 p.m. without days off | Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7 Legal name: LLC Lime Capital EDRPOU 41885310 License of the National Financial Service Commission: No. 793 dated May 7, 2019 Director: Galina Volodymyrivna Lebedeva |
| Wallet | Telephone: +38 (044) 334 44 20 E-mail: info@koshelok.net | Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A Legal name: LLC “KOSHELOK” EDRPOU 40842831 License of the National Financial Service Commission: No. 432 dated 28.02.2017 Director: Serhiy Serhiyovych Krylov |
| CashBerry | Telephone: 0 800 600 770 E-mail: info@cashberry.com.ua Work schedule: Monday – Friday: 08:00 – 20:00 Sat – Mon: 09:00 – 18:00 | Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103 Legal name: LLC “Financial company Invest Finance” EDRPOU 40284315 License of the National Financial Service Commission: No. 1680 dated 05/16/2017 Director: Kupriyanov Maksym Serhiyovych |
| Credit7 | Telephone: 0 800 33 07 33 E-mail: info@credit7.ua Work schedule: Mon-Fri: from 9:00 a.m. to 9:00 p.m Sat-Sun: from 9:00 to 19:00 | Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318 Legal name: LLC “LINEURA UKRAINE” EDRPOU 42753492 License of the National Financial Service Commission: FC certificate No. 1177 dated 03/19/2019 Director: Shchenichny Andriy Ivanovych |
| Forzacredit | Telephone: 0800300770 Work schedule: around the clock 24/7 | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| KF.UA | Telephone: 0 800 30 08 83 Work schedule: around the clock | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| Money4you | Telephone: 0 800 330 024 E-mail: info@money4you.com.ua Work schedule: Mon-Fri: 09:00-20:00 Sat-Wed: 10:00-20:00 | Address: 03150 Kyiv, Kazimyra Malevicha, building 87 Legal name: LLC “Manifo” EDRPOU 42848369 License of the National Financial Service Commission: No. 1198 dated 05/07/2019 Director: Oleg Vasylovich Kuzminov |
| SOS Credit | Telephone: (044) 36 36 767 0 (800) 211 767 E-mail: support@sos-credit.com.ua Work schedule: from 9:00 to 18:00 (weekdays) | Address: 23, Pochaynynska, Kyiv, 04070 Legal name: LLC “SOS KREDIT” EDRPOU 39487128 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Timofeev Yaroslav Andreyovych |