Credit to a card without refusal from microfinance organizations
A loan without refusal on a card is an affordable solution from microfinance organizations. These are small institutions that operate primarily online and offer favorable terms for fast lending and a minimum number of refusals. The Bank-ua website contains verified MFOs and makes it possible to conduct a convenient comparison of conditions for online loans.
How to get a loan on a card without refusal?
The current unstable situation in the country may affect the need for urgent, additional funds. No one is safe from sudden situations when money is needed. Often breaking a loan into several payments is the best solution for paying for treatment, education, home improvement, travel or making a dream come true.
Taking out a loan without a refusal on a card from a banking institution will be difficult for a number of reasons:
- A large package of necessary documents;
- Certificate of employment, income;
- Time consumption and the need for the borrower’s physical presence.
In modern conditions, it is possible to get a loan easier – remotely by filling out an online form. Microfinance institutions are a convenient lending option.
Reliable credit card: advantages
The important advantages of taking out a loan on a card without refusals from microfinance organizations are:
- minimum package of required documents. Usually the requirements for the borrower are very flexible. No proof of employment or income is required.
- The application is processed automatically – within 15-20 minutes the money is credited to the card;
- Credit to everyone without refusal on the card is available around the clock, any day, seven days a week.
- Previous experience is not checked. A loan is possible even for a client with a bad credit history.
The convenience of using microfinance institutions compared to a bank cannot be compared. There is no need to leave home and waste your time on the road, queues, filling out documents and waiting. All details are agreed upon online – all that is important is a good Internet connection.
Open lending terms that are not revised. You should read the agreement in detail; it specifies penalties and interest for late repayment of interest rates and large debts.
Additional convenience for contacting microfinance organizations is practical websites with all the necessary information. Almost every organization offers an online loan and interest calculator. You can see the amount that the borrower will pay as a result. The standard form allows you to understand the terms of cooperation and the debt repayment scheme.
The client receives a quick response – an important aspect when a loan on a card is urgently needed without refusal. To receive information, there is a feedback form or support chat – the consultants’ response will not keep you waiting long.
Requirements for a borrower seeking to obtain a loan without refusal on a Ukraine card
Loyal requirements for the borrower are one of the advantages of online lending.
The following can receive a loan on a Ukraine card without refusal:
- students (upon reaching 18 years of age);
- pensioners;
- mothers on maternity leave;
- unemployed;
- people employed informally.
The absence of strict requirements allows people who have had problems with credit and have negative marks in the Credit History Bureau to receive a loan. When a banking institution immediately refuses such clients, the MFO has the opportunity to correct the situation and even improve its history. How? The scheme is simple. You should contact the organization for a small amount for a short period of time and repay the debt according to the agreement. Return for a larger loan. This allows the microfinance organization to enter the person into the database as solvent and give permission for a loan for a year on the card without refusal for large amounts. Delays and bad credit history will no longer be problems in obtaining the necessary funds.
MFOs do not require a certificate of income – the absence of this requirement is also a good reason to turn to them for a loan. There are people who do not have a permanent place of work, students, with a scholarship or income, pensioners, with the need for urgent treatment, payment for services, etc.
Appeals from people with registration in other regions remain relevant. This is also not a problem. Although many companies do not serve people from temporarily occupied territories, this should also be taken into account when applying.
Among the main requirements for the borrower are:
- Reaching 18 years of age;
- Citizenship of Ukraine;
- Availability of documents confirming identity: passport and identification code;
- An active card from any bank with a validity period of at least the loan term.
Where and how is it profitable to choose an MFO and apply for a loan on a card without refusal in Kyiv and other cities?
The online loan comparison service for MFOs – Bank-ua has collected on its website an extensive list of organizations and a variety of offers from them.
You should understand that these companies make money on interest and carefully read and analyze the terms of the loan.
For your first application, you can find profitable promotions – interest-free loans or the lowest possible rates.
In order to choose the right MFO, the client must:
- calculate her financial capabilities, determine the amount and time within which she can repay the debt without delay.
- Use filters to select the best offers on the website. The amount, term, interest are taken into account;
- go to the lender’s website via Apply and once again review the terms of cooperation in detail, use the loan calculator;
- Fill out the form, indicating all the necessary data (personal, phone number and card) and a request for the required amount.
- Wait for confirmation of the loan and crediting of money to the card.
A loan from an MFO is an opportunity to receive money without refusal, quickly and at any time. There is no time to search for great deals. The Bank-ua website has collected proven loan options from various organizations, which allows you to significantly save time and compare conditions to choose the best option.
Information about our partners
MFO | Contacts | Legal information |
CCloan | Telephone: 0 800 750 027 38 097 583-11-77 38 093 583-11-77 38 044 222-77-33 E-mail: help@ccloan.com.ua Work schedule: around the clock | Address: Ukraine 01024, Kyiv, str. Basina, building 6 Legal name: TOV “SS Lone” EDRPOU 40071779 License of the National Financial Service Commission: No. 1127 dated April 13, 2017. Director: Natalya Valentynivna Klevakina |
in Milo | Telephone: 38 (044) 337 36 67 E-mail: info@miloan.ua Work schedule: Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m | Address: Kyiv, Baggovutivska, building 17-21 Legal name: LLC “Miloan” EDRPOU 40484607 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Vynychenko Oleksiy Vitaliyovych |
Moneyveo | Telephone: 0 800 21 9393 E-mail: support@moneyveo.ua Work schedule: around the clock | Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor Legal name: OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Andronikova Olena Oleksandrivna |
Alexcredit | Telephone: 38 (099) 618 64 64 38 (097) 618 64 64 38 (093) 618 64 64 E-mail: mail@alexcredit.com.ua Work schedule: Loans are issued around the clock Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m. Sat and Sun from 10:00 to 20:00. | Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A Legal name: LLC “ALEKSKREDIT” EDRPOU 41346335 License of the National Financial Service Commission: No. 3549 dated August 17, 2017 Director: Egorov Vadim Petrovych |
MyCredit | Telephone: 073 369 41 11 067 369 41 11 050 369 41 11 0 800 214 111 E-mail: support@mycredit.ua Work schedule: around the clock | Address: 01010, Kyiv, square Arsenalna, 1-B Legal name: LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Stenzya Dmytro Vitaliyovych |
CreditKasa | Telephone: 38 044 333 52 22 38 067 373 37 57 38 099 373 37 57 38 063 373 37 57 E-mail: info@creditkasa.ua Work schedule: weekdays from 8:00 a.m. to 9:00 p.m weekends and holidays: from 10:00 to 20:00 | Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407 Legal name: LLC “UKR CREDIT FINANCE” EDRPOU 38548598 License of the National Financial Service Commission: No. 2401 dated 06/08/2017 Director: Maria Mykolaivna Hayvoronska |
CreditPlus | Telephone: 0 (800) 753-363 E-mail: info@creditplus.ua Work schedule: Issuance of loans around the clock Support service hours: Mon-Fri: 8:00 a.m. to 11:00 p.m Sat-Sun: from 9:00 to 21:00 | Address: 03062, Kyiv, Prospekt Peremogy 90-A Legal name: LLC “Aventus UKRAINE” EDRPOU 41078230 License of the National Financial Service Commission: No. 756 dated 03/28/2017 Director: Volodymyr Viktorovych Dovhal |
Goufingou | Telephone: 38 (044) 390 30 31 E-mail: info@gofingo.com.ua | Address: 04071, Kyiv, Horiva St., 1A Legal name: LLC “GOUFINGOU” EDRPOU 42059219 License of the National Financial Service Commission: No. 876 dated 06/07/2018 Director: Ivashchenko Iryna Viktorivna |
Fast Money | Telephone: 0 800 50 10 20 E-mail: info@sgroshi.com | Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833 License of the National Financial Service Commission: No. 438 dated February 28, 2017 Director: Oleksandr Volodymyrovych Kholod |
There is money | Telephone: 0 800 300 330 Email: info@e-groshi.com Work schedule: around the clock | Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211 Legal name: LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861 License of the National Financial Service Commission: No. 1968 dated 08.10.2019 Director: Koretskaya Iryna Serhiivna |
Your Cash | Telephone: 0800 202 404 E-mail: zayavka@limefin.com Work schedule: from 8:00 a.m. to 10:00 p.m. without days off | Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7 Legal name: LLC Lime Capital EDRPOU 41885310 License of the National Financial Service Commission: No. 793 dated May 7, 2019 Director: Galina Volodymyrivna Lebedeva |
Wallet | Telephone: +38 (044) 334 44 20 E-mail: info@koshelok.net | Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A Legal name: LLC “KOSHELOK” EDRPOU 40842831 License of the National Financial Service Commission: No. 432 dated 28.02.2017 Director: Serhiy Serhiyovych Krylov |
CashBerry | Telephone: 0 800 600 770 E-mail: info@cashberry.com.ua Work schedule: Monday – Friday: 08:00 – 20:00 Sat – Mon: 09:00 – 18:00 | Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103 Legal name: LLC “Financial company Invest Finance” EDRPOU 40284315 License of the National Financial Service Commission: No. 1680 dated 05/16/2017 Director: Kupriyanov Maksym Serhiyovych |
Credit7 | Telephone: 0 800 33 07 33 E-mail: info@credit7.ua Work schedule: Mon-Fri: from 9:00 a.m. to 9:00 p.m Sat-Sun: from 9:00 to 19:00 | Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318 Legal name: LLC “LINEURA UKRAINE” EDRPOU 42753492 License of the National Financial Service Commission: FC certificate No. 1177 dated 03/19/2019 Director: Shchenichny Andriy Ivanovych |
Forzacredit | Telephone: 0800300770 Work schedule: around the clock 24/7 | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
KF.UA | Telephone: 0 800 30 08 83 Work schedule: around the clock | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
Money4you | Telephone: 0 800 330 024 E-mail: info@money4you.com.ua Work schedule: Mon-Fri: 09:00-20:00 Sat-Wed: 10:00-20:00 | Address: 03150 Kyiv, Kazimyra Malevicha, building 87 Legal name: LLC “Manifo” EDRPOU 42848369 License of the National Financial Service Commission: No. 1198 dated 05/07/2019 Director: Oleg Vasylovich Kuzminov |
SOS Credit | Telephone: (044) 36 36 767 0 (800) 211 767 E-mail: support@sos-credit.com.ua Work schedule: from 9:00 to 18:00 (weekdays) | Address: 23, Pochaynynska, Kyiv, 04070 Legal name: LLC “SOS KREDIT” EDRPOU 39487128 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Timofeev Yaroslav Andreyovych |