How and where to get a loan online on a Ukrainian card?
You can get a loan on a bank card both in offices and in microfinance organizations. The second option is better because loans are issued much easier and faster.
Under what conditions can you quickly get a loan on a card from an MFO?
You can get a loan on a bank card of any bank from microfinance organizations, and on very favorable terms. Microfinance organizations are less demanding of clients than banks
Typically, the client only needs to provide passport data and an identification code – and only with these documents will you be given money. No guarantors or collateral, no income certificates are needed.
General requirements for MFO clients:
- Citizenship of Ukraine.
- Age of majority (18 years old, but some MFOs issue loans only to clients over 21 years old).
- Having a positive credit history is not required. CI can be either clean or with problems.
- Income certificates are also not needed – MFOs issue loans to clients of any social group, including the unemployed or those who are unofficially employed.
You can apply for a loan on a card through the Bank-ua online comparison service. This site allows you to very quickly and conveniently compare different microfinance organizations in Ukraine. Also on the Bank-ua portal there are reviews from real clients for each of the presented microfinance organizations.
Why is getting a loan on a card from a bank not very convenient and not very profitable?
It is possible to take out a loan from a bank online on a card, but a number of problems may arise and one serious caveat: you can get a loan on the card of the bank you applied to.
In addition, banks are not famous for the speed of processing applications: sometimes you need to wait 1-3 days to receive funds. For comparison: in microfinance organizations, applications are processed very quickly, no longer than 1 hour (and for regular clients, usually in 30-40 minutes).
Even if you have a bank card, it is not a fact that the bank will approve you for a loan. You still need to meet the bank’s requirements, especially with regard to a certificate of income – they will definitely require it.
How and where can I quickly get a Loan on my card?
The easiest option for the client is to obtain a loan from an MFO through the Bank-ua service.
The client only needs to provide passport data and identification code (TIN). Additionally, you will need a telephone and email.
To take out a loan, you need to select an MFO through Bank-ua using a filter system. Through it you can display a list of only offers that meet your requirements. For example, you can only display microfinance organizations that provide loans in the amount of UAH 10,000 or more to new clients.
After choosing a company, you need to go to its website and create an account there (via phone or email). In the created profile, you will need to fill in information about yourself (passport and contact information, card number).
Once your account is created and completed, you can create a loan application. To do this, you must indicate the amount and repayment period on the main page. You will immediately be able to see the final amount before repayment and the date by which the loan must be closed.
The created application is processed on average in half an hour, sometimes faster. If it is approved (and microfinance organizations almost always approve loans), you receive money in the chosen way immediately after concluding a loan agreement (if you draw up everything online, the agreement is confirmed via an SMS code), where you can take out a loan online on a card.
Credit to a card online Ukraine: features
Applying for a loan online on any card is a simple solution to satisfy urgent financial requests. Among the features of such lending are:
- need for cash – you should choose a bank card without fees and restrictions on withdrawals;
- for online purchases – view online purchase limits;
- for payments in stationary stores – with the inclusion of promotions, cashback and other advantageous offers.
A prerequisite is a Ukrainian bank card with a validity period that includes the lending period.
How to repay a loan online Ukraine to a card?
Taking out a loan online on a Ukrainian card obliges you to repay it on time. The terms and amounts are specified in the contract. You should carefully follow the schedule to avoid accrual of a fine.
Common loan payment methods:
- on the lender’s website using a special form;
- transfer via Internet banking;
- through self-service terminals by depositing cash;
- at the bank’s cash desk.
What are the advantages of taking an online loan on a card from an MFO?
Getting a loan online on a card from a microfinance organization has a number of advantages. And although these are small amounts for short periods, the borrower receives:
- online loan to a card without proof of income or employment certificate;
- the ability to apply for a loan online on a card at any time, on weekends and holidays;
- take a loan online to a card 100 UAH, 500 UAH. and other small amounts are needed urgently;
- online loan on any card, without the need to open it at a specific banking institution;
- remote loan processing, from any location with Internet access. There is no need to waste time visiting branches of financial institutions;
- automatic online loan to card with approval in 3-15 minutes;
- minimum number of refusals, affordable loan even with bad credit history;
- convenient ways to pay with a credit card online.
A proven way to profitably borrow money online onto a card without leaving home is to apply for loans from different microfinance organizations. For new clients, such organizations offer pleasant offers and low interest rates. But when you need a large amount of money for a long time, you should contact the same institution again. Extended lending conditions are available for verified borrowers. Thus, the second, third or fourth agreement may have a term of even 1 year.
A significant advantage is the expanded territory where you can take out a loan online using a Ukrainian bank card. It is possible to receive funds without reference to the client’s registration or location. The exception is the population from temporarily occupied territories. Online credit on a card in Kyiv, Kharkov, Lvov, Odessa, Vinnitsa and other settlements is available around the clock and any day.
Information about our partners
| MFO | Contacts | Legal information |
| CCloan | Telephone: 0 800 750 027 38 097 583-11-77 38 093 583-11-77 38 044 222-77-33 E-mail: help@ccloan.com.ua Work schedule: around the clock | Address: Ukraine 01024, Kyiv, str. Basina, building 6 Legal name: TOV “SS Lone” EDRPOU 40071779 License of the National Financial Service Commission: No. 1127 dated April 13, 2017. Director: Natalya Valentynivna Klevakina |
| in Milo | Telephone: 38 (044) 337 36 67 E-mail: info@miloan.ua Work schedule: Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m | Address: Kyiv, Baggovutivska, building 17-21 Legal name: LLC “Miloan” EDRPOU 40484607 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Vynychenko Oleksiy Vitaliyovych |
| Moneyveo | Telephone: 0 800 21 9393 E-mail: support@moneyveo.ua Work schedule: around the clock | Address: 01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor Legal name: OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Andronikova Olena Oleksandrivna |
| Alexcredit | Telephone: 38 (099) 618 64 64 38 (097) 618 64 64 38 (093) 618 64 64 E-mail: mail@alexcredit.com.ua Work schedule: Loans are issued around the clock Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m. Sat and Sun from 10:00 to 20:00. | Address: 49041, Dnipro, st. Yakov Samarskyi, 12-A Legal name: LLC “ALEKSKREDIT” EDRPOU 41346335 License of the National Financial Service Commission: No. 3549 dated August 17, 2017 Director: Egorov Vadim Petrovych |
| MyCredit | Telephone: 073 369 41 11 067 369 41 11 050 369 41 11 0 800 214 111 E-mail: support@mycredit.ua Work schedule: around the clock | Address: 01010, Kyiv, square Arsenalna, 1-B Legal name: LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Stenzya Dmytro Vitaliyovych |
| CreditKasa | Telephone: 38 044 333 52 22 38 067 373 37 57 38 099 373 37 57 38 063 373 37 57 E-mail: info@creditkasa.ua Work schedule: weekdays from 8:00 a.m. to 9:00 p.m weekends and holidays: from 10:00 to 20:00 | Address: 01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407 Legal name: LLC “UKR CREDIT FINANCE” EDRPOU 38548598 License of the National Financial Service Commission: No. 2401 dated 06/08/2017 Director: Maria Mykolaivna Hayvoronska |
| CreditPlus | Telephone: 0 (800) 753-363 E-mail: info@creditplus.ua Work schedule: Issuance of loans around the clock Support service hours: Mon-Fri: 8:00 a.m. to 11:00 p.m Sat-Sun: from 9:00 to 21:00 | Address: 03062, Kyiv, Prospekt Peremogy 90-A Legal name: LLC “Aventus UKRAINE” EDRPOU 41078230 License of the National Financial Service Commission: No. 756 dated 03/28/2017 Director: Volodymyr Viktorovych Dovhal |
| Goufingou | Telephone: 38 (044) 390 30 31 E-mail: info@gofingo.com.ua | Address: 04071, Kyiv, Horiva St., 1A Legal name: LLC “GOUFINGOU” EDRPOU 42059219 License of the National Financial Service Commission: No. 876 dated 06/07/2018 Director: Ivashchenko Iryna Viktorivna |
| Fast Money | Telephone: 0 800 50 10 20 E-mail: info@sgroshi.com | Address: 01032, Kyiv, str. Saksaganskyi, 133-A Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833 License of the National Financial Service Commission: No. 438 dated February 28, 2017 Director: Oleksandr Volodymyrovych Kholod |
| There is money | Telephone: 0 800 300 330 Email: info@e-groshi.com Work schedule: around the clock | Address: m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211 Legal name: LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861 License of the National Financial Service Commission: No. 1968 dated 08.10.2019 Director: Koretskaya Iryna Serhiivna |
| Your Cash | Telephone: 0800 202 404 E-mail: zayavka@limefin.com Work schedule: from 8:00 a.m. to 10:00 p.m. without days off | Address: MYKOLAIV, Pushkinska, building 28, office (Sq.) 7 Legal name: LLC Lime Capital EDRPOU 41885310 License of the National Financial Service Commission: No. 793 dated May 7, 2019 Director: Galina Volodymyrivna Lebedeva |
| Wallet | Telephone: +38 (044) 334 44 20 E-mail: info@koshelok.net | Address: 08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A Legal name: LLC “KOSHELOK” EDRPOU 40842831 License of the National Financial Service Commission: No. 432 dated 28.02.2017 Director: Serhiy Serhiyovych Krylov |
| CashBerry | Telephone: 0 800 600 770 E-mail: info@cashberry.com.ua Work schedule: Monday – Friday: 08:00 – 20:00 Sat – Mon: 09:00 – 18:00 | Address: Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103 Legal name: LLC “Financial company Invest Finance” EDRPOU 40284315 License of the National Financial Service Commission: No. 1680 dated 05/16/2017 Director: Kupriyanov Maksym Serhiyovych |
| Credit7 | Telephone: 0 800 33 07 33 E-mail: info@credit7.ua Work schedule: Mon-Fri: from 9:00 a.m. to 9:00 p.m Sat-Sun: from 9:00 to 19:00 | Address: 02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318 Legal name: LLC “LINEURA UKRAINE” EDRPOU 42753492 License of the National Financial Service Commission: FC certificate No. 1177 dated 03/19/2019 Director: Shchenichny Andriy Ivanovych |
| Forzacredit | Telephone: 0800300770 Work schedule: around the clock 24/7 | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| KF.UA | Telephone: 0 800 30 08 83 Work schedule: around the clock | Address: 04080 Kyiv, Vikentia Khvoyki, 15 / 15 Legal name: LLC “FC” FORZA “EDRPOU 41762679 License of the National Financial Service Commission: No. 559 dated 04/13/2018 Director: Natalia Chebanova |
| Money4you | Telephone: 0 800 330 024 E-mail: info@money4you.com.ua Work schedule: Mon-Fri: 09:00-20:00 Sat-Wed: 10:00-20:00 | Address: 03150 Kyiv, Kazimyra Malevicha, building 87 Legal name: LLC “Manifo” EDRPOU 42848369 License of the National Financial Service Commission: No. 1198 dated 05/07/2019 Director: Oleg Vasylovich Kuzminov |
| SOS Credit | Telephone: (044) 36 36 767 0 (800) 211 767 E-mail: support@sos-credit.com.ua Work schedule: from 9:00 to 18:00 (weekdays) | Address: 23, Pochaynynska, Kyiv, 04070 Legal name: LLC “SOS KREDIT” EDRPOU 39487128 License of the National Financial Service Commission: No. 163 dated January 26, 2017 Director: Timofeev Yaroslav Andreyovych |