{"id":680,"date":"2018-10-01T21:57:52","date_gmt":"2018-10-01T18:57:52","guid":{"rendered":"https:\/\/bank-ua.com\/offers\/?page_id=680"},"modified":"2024-08-26T11:29:26","modified_gmt":"2024-08-26T08:29:26","slug":"mikrokredit","status":"publish","type":"page","link":"https:\/\/bank-ua.com\/offers\/fil\/mikrokredit\/","title":{"rendered":"Microcredit"},"content":{"rendered":"

What is a microloan, what are its advantages and where is the most profitable place to take it?<\/span><\/h2>\n

According to statistics in Ukraine, approximately every fourth citizen of working age has taken out a microloan at least once in their life. Most often, the services of microfinance organizations are used by residents of large cities who have a stable income at around the average level, when they do not fit into the planned budget.<\/span><\/p>\n

What is a microcredit, and how does it differ from a bank loan?<\/span><\/h2>\n

Bank loans are issued in large amounts and for a long period. Most bank loans are targeted – that is, they are issued not just in cash, but are intended for specific purchases. For example, there are loans for business, for real estate, for a car – these are the most common purposes for which bank loans are taken out.<\/span><\/p>\n

However, you may need money for smaller expenses. For example, you dropped your smartphone and you urgently need to replace the glass on it. The cost of such repairs ranges from 200 to several thousand hryvnia (depending on the model). The bank will not give you such small sums, but in the family budget – everything can be planned out, and it will not be possible to allocate money for repairs right today.<\/span><\/p>\n

It is in such situations that a microcredit will be useful. This is a loan of a small amount for a short period. It is issued by microfinance organizations – private companies that provide loans to the population.<\/span><\/p>\n

Online microloans: features<\/span><\/h2>\n

With the advent of the opportunity to get a microloan online, achieving financial goals and completing urgent requests has become much easier. Online services are chosen by people who do not want to waste time in queues at bank branches, face many formalities and the risk of being refused. Most microfinance organizations (MFOs) require a minimum package of documents and offer different lending options that you can choose depending on:<\/span><\/p>\n

    \n
  • interest rate;<\/span><\/li>\n
  • term for using the loan;<\/span><\/li>\n
  • available amount;<\/span><\/li>\n
  • requirements for the borrower.<\/span><\/li>\n<\/ul>\n

    Large online loan comparison services, such as Bank-ua, allow you to choose the best offers from microfinance organizations, which are collected on one platform. Having chosen the best option, you can go to the MFO website, familiarize yourself with the principles of its activities, current credit services, and calculate the amount of loan repayment. mandatory accounting of interest. The main advantage is that this is an urgent microloan online; registration and approval will take a minimum amount of time and allows you to use funds in emergency situations when money is needed instantly.<\/span><\/p>\n

    If an online application for a microloan is submitted by a borrower with a good credit history, positive experience of past cooperation, without delays, then a quick online microloan will be approved automatically. And even with a bad borrower history, the risk of refusal from an MFO is less than 10%. The reasons may be unpaid debt at the same institution, entering false personal data, or a common error in filling out an application for an instant microloan online.<\/span><\/p>\n

    What are the advantages of microloans and under what conditions are they issued?<\/span><\/h2>\n

    The main advantages of microcredit:<\/span><\/p>\n

      \n
    • it seems as fast as possible: if this is your first time applying to an MFO for money, you can receive it in about 1 hour; if you contact the same organization again, you will receive the money within 15-30 minutes;<\/span><\/li>\n
    • issued without a large number of checks, certificates and documents;<\/span><\/li>\n
    • You can both receive and repay a microloan remotely – through a card, without personal presence (i.e. you can take out a microloan even if you are away from the city);<\/span><\/li>\n
    • It seems even to those categories of clients who will almost certainly be refused by the bank: students, the unemployed, pensioners, as well as people with a damaged credit history.<\/span><\/li>\n<\/ul>\n

      What are the conditions for taking a microloan online?<\/span><\/h2>\n

      To apply for a microloan online, you don\u2019t need to spend a lot of time or make a lot of effort. Modern microfinance organizations offer the simplest conditions for taking out a microloan online. A minimum package of documents and requirements for borrowers allows you to receive a microloan online in the shortest possible time.<\/span><\/p>\n

      As for the conditions, in microfinance organizations they are approximately as follows:<\/span><\/p>\n

        \n
      • maximum repayment period for a microloan: 30 days (small excesses are possible, but only for regular clients – some microfinance organizations give them loans up to 45-60 days);<\/span><\/li>\n
      • maximum loan amount: 5-10 thousand UAH at the first application, upon repeated application it can increase to 15 thousand.<\/span><\/li>\n<\/ul>\n

        Microfinance organizations only require the following documents:<\/span><\/p>\n

          \n
        • availability of an original passport of a citizen of Ukraine;<\/span><\/li>\n
        • individual identification number – INN.<\/span><\/li>\n<\/ul>\n

          In addition, microfinance organizations may request information about your place of work, length of service and income. But even if you don\u2019t officially work anywhere, or talk about it in words (without certificates), the MFO will still most likely issue a microloan.<\/span><\/p>\n

          An instant microloan online is the simplest process that can be done without leaving home, using the MFO website or at a branch of the organization. A convenient and practical addition to almost every website is an online loan calculator. This is an opportunity to calculate how much an online microloan will cost. The next stage is simply filling out an application, where you need to enter data into the borrower\u2019s application form. Next, the online application for a microloan is sent to the company for consideration, in most cases it happens automatically, which allows you to receive funds as quickly as possible, within 30 minutes.<\/span><\/p>\n

          Where can I see a comparison of conditions for microloans?<\/span><\/h2>\n

          If you want to quickly apply for a microloan and at the same time find an option with the most favorable conditions, it is best to use the Bank-ua online comparison service. On this site you will find information about several dozen Ukrainian microfinance organizations with a description of the conditions of each company. This way you can quickly compare all available options, and literally in 5-10 minutes choose the offer that is the most profitable.<\/span><\/p>\n

          Thanks to this, you save several hours of time – choosing an MFO on your own can take a very long time and it is not a fact that you yourself will be able to find really favorable conditions.<\/span><\/p>\n

          Information about our partners<\/span><\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
          MFO<\/span><\/td>\nContacts<\/span><\/td>\nLegal information<\/span><\/td>\n<\/tr>\n
          CCloan<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 750 027<\/span><\/p>\n

          38 097 583-11-77<\/span><\/p>\n

          38 093 583-11-77<\/span><\/p>\n

          38 044 222-77-33<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          help@ccloan.com.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          Ukraine 01024, Kyiv, str. Basina, building 6<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          TOV “SS Lone” EDRPOU 40071779<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 1127 dated April 13, 2017.<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Natalya Valentynivna Klevakina<\/span><\/td>\n<\/tr>\n

          in Milo<\/span><\/td>\nTelephone:<\/span><\/p>\n

          38 (044) 337 36 67<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@miloan.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Issuance of loans – around the clock, Support service – From 8:00 a.m. to 8:00 p.m<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          Kyiv, Baggovutivska, building 17-21<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “Miloan” EDRPOU 40484607<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 163 dated January 26, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Vynychenko Oleksiy Vitaliyovych<\/span><\/td>\n<\/tr>\n

          Moneyveo<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 21 9393<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          support@moneyveo.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          01015, m. Kyiv, 15-B Leiptsyzka Street, 1st floor<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          OOO “MANIVEO QUICK FINANCIAL ASSISTANCE” EDRPOU 38569246<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 163 dated January 26, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Andronikova Olena Oleksandrivna<\/span><\/td>\n<\/tr>\n

          Alexcredit<\/span><\/td>\nTelephone:<\/span><\/p>\n

          38 (099) 618 64 64<\/span><\/p>\n

          38 (097) 618 64 64<\/span><\/p>\n

          38 (093) 618 64 64<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          mail@alexcredit.com.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Loans are issued around the clock<\/span><\/p>\n

          Contact center: Mon – Fri from 8:00 a.m. to 8:00 p.m.<\/span><\/p>\n

          Sat and Sun from 10:00 to 20:00.<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          49041, Dnipro, st. Yakov Samarskyi, 12-A<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “ALEKSKREDIT” EDRPOU 41346335<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 3549 dated August 17, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Egorov Vadim Petrovych<\/span><\/td>\n<\/tr>\n

          MyCredit<\/span><\/td>\nTelephone:<\/span><\/p>\n

          073 369 41 11<\/span><\/p>\n

          067 369 41 11<\/span><\/p>\n

          050 369 41 11<\/span><\/p>\n

          0 800 214 111<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          support@mycredit.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          01010, Kyiv, square Arsenalna, 1-B<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “1 Secure Agency of Necessary Credits” EDRPOU 39861924<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 163 dated January 26, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Stenzya Dmytro Vitaliyovych<\/span><\/td>\n<\/tr>\n

          CreditKasa<\/span><\/td>\nTelephone:<\/span><\/p>\n

          38 044 333 52 22<\/span><\/p>\n

          38 067 373 37 57<\/span><\/p>\n

          38 099 373 37 57<\/span><\/p>\n

          38 063 373 37 57<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@creditkasa.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          weekdays from 8:00 a.m. to 9:00 p.m<\/span><\/p>\n

          weekends and holidays: from 10:00 to 20:00<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          01133, Kyiv, blvd. Lesi Ukrainka, 26, office. 407<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “UKR CREDIT FINANCE” EDRPOU 38548598<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 2401 dated 06\/08\/2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Maria Mykolaivna Hayvoronska<\/span><\/td>\n<\/tr>\n

          CreditPlus<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 (800) 753-363<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@creditplus.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Issuance of loans around the clock<\/span><\/p>\n

          Support service hours:<\/span><\/p>\n

          Mon-Fri: 8:00 a.m. to 11:00 p.m<\/span><\/p>\n

          Sat-Sun: from 9:00 to 21:00<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          03062, Kyiv, Prospekt Peremogy 90-A<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “Aventus UKRAINE” EDRPOU 41078230<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 756 dated 03\/28\/2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Volodymyr Viktorovych Dovhal<\/span><\/td>\n<\/tr>\n

          Goufingou<\/span><\/td>\nTelephone:<\/span><\/p>\n

          38 (044) 390 30 31<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@gofingo.com.ua<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          04071, Kyiv, Horiva St., 1A<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “GOUFINGOU” EDRPOU 42059219<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 876 dated 06\/07\/2018<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Ivashchenko Iryna Viktorivna<\/span><\/td>\n<\/tr>\n

          Fast Money<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 50 10 20<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@sgroshi.com<\/span><\/td>\n

          		Address: 01032, Kyiv, str. Saksaganskyi, 133-A<\/span><\/p>\n

          Legal name: LLC “CONSUMER CENTER”, EDRPOU 37356833<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 438 dated February 28, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Oleksandr Volodymyrovych Kholod<\/span><\/td>\n<\/tr>\n

          There is money<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 300 330<\/span><\/p>\n

          Email: info@e-groshi.com<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          m Dnipro, Bohdan Khmelnytskyi Avenue, building 180, office (Sq.) 211<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “FINANCIAL COMPANY E MONEY” EDRPOU 43067861<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 1968 dated 08.10.2019<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Koretskaya Iryna Serhiivna<\/span><\/td>\n<\/tr>\n

          Your Cash<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0800 202 404<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          zayavka@limefin.com<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          from 8:00 a.m. to 10:00 p.m. without days off<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          MYKOLAIV, Pushkinska, building 28, office (Sq.) 7<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC Lime Capital EDRPOU 41885310<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 793 dated May 7, 2019<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Galina Volodymyrivna Lebedeva<\/span><\/td>\n<\/tr>\n

          Wallet<\/span><\/td>\nTelephone:<\/span><\/p>\n

          +38 (044) 334 44 20<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@koshelok.net<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          08135 Kyiv region, Kyiv-Svyatoshinsky district, Chaika Antonov, building 8A<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “KOSHELOK” EDRPOU 40842831<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 432 dated 28.02.2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Serhiy Serhiyovych Krylov<\/span><\/td>\n<\/tr>\n

          CashBerry<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 600 770<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@cashberry.com.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Monday – Friday: 08:00 – 20:00<\/span><\/p>\n

          Sat – Mon: 09:00 – 18:00<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          Kyiv Klovsky Uzviz, b. 7, office (Sq.) Room 103<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “Financial company Invest Finance” EDRPOU 40284315<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 1680 dated 05\/16\/2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Kupriyanov Maksym Serhiyovych<\/span><\/td>\n<\/tr>\n

          Credit7<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 33 07 33<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@credit7.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Mon-Fri: from 9:00 a.m. to 9:00 p.m<\/span><\/p>\n

          Sat-Sun: from 9:00 to 19:00<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          02081 Kyiv, Dniprovska naberezhna, 25, office (Sq.) 318<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “LINEURA UKRAINE” EDRPOU 42753492<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          FC certificate No. 1177 dated 03\/19\/2019<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Shchenichny Andriy Ivanovych<\/span><\/td>\n<\/tr>\n

          Forzacredit<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0800300770<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock 24\/7<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          04080 Kyiv, Vikentia Khvoyki, 15 \/ 15<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “FC” FORZA “EDRPOU 41762679<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 559 dated 04\/13\/2018<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Natalia Chebanova<\/span><\/td>\n<\/tr>\n

          KF.UA<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 30 08 83<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          around the clock<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          04080 Kyiv, Vikentia Khvoyki, 15 \/ 15<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “FC” FORZA “EDRPOU 41762679<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 559 dated 04\/13\/2018<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Natalia Chebanova<\/span><\/td>\n<\/tr>\n

          Money4you<\/span><\/td>\nTelephone:<\/span><\/p>\n

          0 800 330 024<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          info@money4you.com.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          Mon-Fri: 09:00-20:00<\/span><\/p>\n

          Sat-Wed: 10:00-20:00<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          03150 Kyiv, Kazimyra Malevicha, building 87<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “Manifo” EDRPOU 42848369<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 1198 dated 05\/07\/2019<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Oleg Vasylovich Kuzminov<\/span><\/td>\n<\/tr>\n

          SOS Credit<\/span><\/td>\nTelephone:<\/span><\/p>\n

          (044) 36 36 767<\/span><\/p>\n

          0 (800) 211 767<\/span><\/p>\n

          E-mail:<\/span><\/p>\n

          support@sos-credit.com.ua<\/span><\/p>\n

          Work schedule:<\/span><\/p>\n

          from 9:00 to 18:00 (weekdays)<\/span><\/td>\n

          		Address:<\/span><\/p>\n

          23, Pochaynynska, Kyiv, 04070<\/span><\/p>\n

          Legal name:<\/span><\/p>\n

          LLC “SOS KREDIT” EDRPOU 39487128<\/span><\/p>\n

          License of the National Financial Service Commission:<\/span><\/p>\n

          No. 163 dated January 26, 2017<\/span><\/p>\n

          Director:<\/span><\/p>\n

          Timofeev Yaroslav Andreyovych<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"

          What is a microloan, what are its advantages and where is the most profitable place to take it? According to statistics in Ukraine, approximately every fourth citizen of working age has taken out a microloan at least once in their life. Most often, the services of microfinance organizations are used by residents of large cities […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"home-page.php","meta":{"footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/pages\/680"}],"collection":[{"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/comments?post=680"}],"version-history":[{"count":16,"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/pages\/680\/revisions"}],"predecessor-version":[{"id":3618,"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/pages\/680\/revisions\/3618"}],"wp:attachment":[{"href":"https:\/\/bank-ua.com\/offers\/fil\/wp-json\/wp\/v2\/media?parent=680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}